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Author Archives: Sheila Jacobs

Those Pesky Rebate Cards

It’s been a while since my last blog entry. Thank goodness for irritation. Without it I might never have a blog entry. So here’s what’s irritating me right now. It’s those pesky rebate cards. Over the past few months, I’ve purchased a number of items that qualified for a rebate. These days rather than sending [...]
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Graduation 2011

Every year around this time, I wonder what to say to our grads that will really make an impact. What can I say that they haven’t already heard, and perhaps ignored, a hundred times? What would I have benefited from hearing at their age? This year, I think I’ve got it. It’s the importance of systems; [...]
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Happy Easter!

When I was growing up, Easter was a holy day. We always dressed well, but our clothes were generally made by our mom rather than purchased from a pricey boutique. As an adult, I can appreciate the dresses but at the time, they meant that I had to sit “like a lady” for most of [...]
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Being a mom has changed me.

Being a mother has changed me in many ways. For example, I’m a lot less picky about my meals. If I have a chance to sit and eat at all, I’m happy. I’m also less wardrobe conscious. Friends who have known me for a while will smirk at this one but I really [...]
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8 Great Recession Buster Ideas For Now and Later

8 Great Recession Buster Ideas For Now and Later 1. We get into the habit of buying certain brands in certain sizes, but we need to pay attention to unit prices. For example: On average, 6 oz cups of yogurt cost about 50% more than 32oz containers. If you’re headed out or need to pack a [...]
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Spring Cleaning

Happy Spring! While you’re doing the rest of your spring cleaning, make sure you tackle your financial paperwork. Here are a few ideas to help you keep your finances in order all year long. Create an efficient filing system Once you commit to putting in the time, you’ll need an efficient filing system. It’s best to keep [...]
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Your Steps to Financial Success in 2010

Your Steps to Financial Success in 2010 How to Put Your 2009 Bad Spending Habits Behind You 1. Forgive Yourself – Don’t beat yourself up about your over-spending around the holidays or in 2009. Forgive yourself and focus on a fresh start. 2. Create Different Patterns and Values-Based Goals – If your values and goals aren’t aligned, there [...]
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No More Bull

No More Bull Merrill Lynch was acquired by Bank of America in the fall of 2008. It’s probably too soon to tell what the new Merrill will be like but this past week Bank of America premiered the new Bank of America Merrill Lynch logo and much to my surprise, there’s no bull. Merrill Lynch The penetration of [...]
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Love Letter

Love Letter As someone who’s been married for only six years, I’m constantly looking to those that have been in the game a little longer for wisdom. I recently had the pleasure of talking to such a woman who shared details a love letter from her husband. As she spoke of the content, I could feel [...]
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Find the Money to Make Financial Goals Reality

Find the Money to Make Financial Goals Reality As I began to deliver a speech to a group of my peers at my 20th college reunion this past weekend, I listed the things that I’d be covering in my presentation. When I got to number four, “Find the Money to Make Goals Reality”, I heard a faint, [...]
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